When would you expect to acquire finance when buying off the plan? I thought (perhaps naively) that I could acquire a loan immediately once I'd signed the contract, or that banks would be able to project savings and future finances. Apparently none of these things are true. You can only acquire finance about 3 months (at most) from settlement. That's coming a lot closer for me. But it's still not here. I almost feel like I haven't done anything because I don't have that mountain of debt people keep warning me about. Ah well, more time for me before the guillotine falls.
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